Hi all,
Maybe some of you also have accumulated a big credit card debt as well.
I have a debt and I always pay my montlhy bills, however, it is a considerably large amount! and a lot of my expenses were medical related. Having a cc debt is such a big burden! True, cc's helped me when I had a bank bal of $15.00 and had to go to so many doctor appointments, buy supplements, etc etc. Health is number one, right? and it is priceless.
I haven't charged anyhting on my credit cards for over 6 months but still I struggle to pay the minimun payments each month. I look for debt consolidation and called a number on an add on TV but there are SO many!
They promise to reduce the debt and lower APR%, but they also charge a fee... I don't know who to trust. I don't know if I'll be dealing w a scam...
Can anyone point me in the right direction? what would be the best thing to do?
Is there a goverment program???
Maybe some of you also have accumulated a big credit card debt as well.
I have a debt and I always pay my montlhy bills, however, it is a considerably large amount! and a lot of my expenses were medical related. Having a cc debt is such a big burden! True, cc's helped me when I had a bank bal of $15.00 and had to go to so many doctor appointments, buy supplements, etc etc. Health is number one, right? and it is priceless.
I haven't charged anyhting on my credit cards for over 6 months but still I struggle to pay the minimun payments each month. I look for debt consolidation and called a number on an add on TV but there are SO many!
They promise to reduce the debt and lower APR%, but they also charge a fee... I don't know who to trust. I don't know if I'll be dealing w a scam...
Can anyone point me in the right direction? what would be the best thing to do?
Is there a goverment program???
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