LTD/SSD do you apply for both?

[marshmel]

My company has a long term disablitily insurance thur Prodential, my question is do I have to apply also for SSD or not? In my paperwork it ask if I have applied for or entitled to Social Security. I wasn't sure if I had LTD insurance so I order the disability packet and have been working on gathering my info before appling.
Can anyone help?

Thanks
Marshmel

[Stacey65]

A few days ago I got approved for Long Term Disability through MetLife, they said that I have to apply for SSD and when I get approved I have to pay them back.

[Elle]

Makin' It could really shed some light on this topic! She went through hell and back while dealing w/ her LTD carrier, attorney's office and the SSA! Hopefully she'll chime in...

[marshmel]

Thanks

Stacey thanks for the info, I'm not sure if it's the same as Prodential but I'm sure it's close to same formation as all LTD; keep me posted on how you are doing and please PM me anytime.

Elle, I don't know Makin' It but I hope she does chime in.

Thanks Guys

Marshmel