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  • insurance help!

    Okay so I am 18 and am from Alabama and have All Kids insurance right now. In May when I turn 19 I will totally lose all my benefits. I currently live with my parents and can't afford to much right now. My fiance doesn't graduate from A&P school until June and we won't be getting married until October or November. So I won't get his insurance from his job until then.
    My problem is every insurance place i've inquired to says they won't pay for any preexsisting conditons. I'm on so much medicine for my IC that it would cost 400 dollars a month for just that. I have the bladdar instils once a week, and my doctor is so expensive theres no way I can pay out of pocket. Do you guys know ANY legitimate insurance company that is affordable who would help me? I can't afford much and am desperate. Has anyone else had this trouble?

    Thanks so much... any advice will be so greatly appreciated!

  • #2
    Starbucks

    If you are able to work... Starbucks offers great insurance at 30-35 hours a week. I have three friends that have done this an had great experiences.

    Best of Luck!

    LKL
    Dx's:
    IC -February 2007
    PCOS - August 2005
    Asthma and Allergies - 2003
    Depression - 1997
    Scoliosis/Sciatica/arthritis - 1997
    Hip Replacement -2001
    Possible IBS -2006

    Current IC meds:
    Elmiron, 100mg 3x's a day

    Other Meds:
    Metformin 850 mg/2x a day
    Singulair 10 mg/1x a day
    Albuterol and Advair
    Femara (infertility)

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    • #3
      Another option if you're not able to work is to check with the pharmaceutical companies that manufacture your meds. Some of them have programs to help patients without insurance continue with their meds at a much lower cost.

      Comment


      • #4
        About the only way to get insurance that will cover pre-existing conditions is through a group plan. Is there any way you can get an extension plan through your current company?

        Donna
        Stay safe


        Elmiron Eye Disease Information Center - https://www.ic-network.com/elmiron-p...mation-center/
        Elmiron Eye Disease Fact Sheet (Downloadable) - https://www.ic-network.com/wp-conten...nFactSheet.pdf

        Have you checked the ICN Shop?
        Click on ICN Shop at the top of this page. You'll find Bladder Builder and Bladder Rest, both of which we are finding have excellent results.

        Patient Help: http://www.ic-network.com/patientlinks.html

        Sub-types https://www.ic-network.com/five-pote...markably-well/

        Diet list: https://www.ic-network.com/interstitial-cystitis-diet/

        AUA Guidelines: https://www.ic-network.com/aua-guide...tial-cystitis/

        I am not a medical authority nor do I offer medical advice. In all cases, I strongly encourage you to discuss your medical treatment with your personal medical care provider. Only they can, and should, give medical recommendations to you.
        [3MG]

        Anyone who says something is foolproof hasn't met a determined fool

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        • #5
          Are you in school? If you enroll in school your parents insurance will continue the coverage until age 23.

          Maria

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          • #6
            Originally posted by ICNDonna View Post
            About the only way to get insurance that will cover pre-existing conditions is through a group plan. Is there any way you can get an extension plan through your current company?

            Donna
            I am not able to work so I won't be able to do that. I tried to enroll in school but they said i would still lose it when I turn 19. I can't get an extension or anything...

            What is a group plan and where can I get more info about it..?

            Comment


            • #7
              You should check with the insurance company. My daughter is 19 and she is covered under my insurance until age 23 as long as she is enrolled in at least 12 credits per semester. (she is also covered during the summer) Don't believe everything you hear without cosulting with the insurance directly.

              Maria

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