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  • marcy
    replied
    I'm taking 30 percocets a month and that is not enough. I haven't had any problems with my insurance company (yet) but if I did they would get some very disturbing phone calls from me. However, until you are able to get this worked out, I suggest buying the pills yourself. They are inexpensive. Then send the bill to the insurance company, better yet, call your insurance commissioner. Good luck kissing

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  • Ginny
    replied
    I can not believe the nerve of this insurance company.
    If it comes down to you paying for the medication yourself look into Flexible Spending. You can pay for it with pre tax dollars which would save you some money.

    Ginny

    Leave a comment:


  • 08pw70
    replied
    Thanks for your posts. The story continues to unfold...On friday we received a letter from Aetna saying that effective saturday at midnight out group health insurance was being terminated. As it turns out our agent for our group had their attorney file an injunction so that nothing can be terminated until a judge hears the case. The court date is Feb. 12 and at that time it will be up to a judge if our group gets terminated or not. Aetna is not giving any reason for the termination but it will all come out in court I'm sure. It just seems fishy to me that one week they send out letters about my drug use, the next week they decide not to cover my heparin and marcaine for my at home bladder instills and then the next week they terminate. There are several hundred of us in the group and many of us will be in a bad way if this judge lets the company terminate! banghead

    It just never seems to end...

    Leave a comment:


  • Scott McCrea
    replied
    I find it very, very odd that any insurance company would interfere with a patient taking very inexpensive (relatively) generic drugs.

    These are the very drugs they WANT us taking and not the super expensive ($1000/month was what my Oxycontin used to cost; my Duragesic (fentanyl) patches are $57 each. Times ten a month...

    You get my point. Even 60 10/650 Perocet generics would be less than fifty bucks period. There are so many generic hydrocodone/acetaminophen (Vicodin, Lorcet, Lortab) or oxycodone/acetaminophen (oxycodone). These painkillers are decades old and very inexpensive.

    My guess is that the "letters" are not from the insurance company at all but from an outside auditor. I saw several such letters in my chart with my first pain doc. He totally ignored them and kept increasing my dosage/quantity as needed until I was taking...

    Oxycontin 40mg 2 x tid = 180 a month
    Oxycodone (single agent; i.e. no Tylenol) 1 to 3 q 3-4 hrs for a total of 360 a month. Plus Xanax and ultimately Valium.

    These auditor letters, in my case, said something like, "These medications are not generally to be prescribed for more than three months..." blah blah blah.

    And no, your insurance company IS not entitled to practice medicine without a license. The Federal law that covers most healthcare plans from lawsuits (ERISA) has been pierced by clever lawyers in Illinois (and other states) because they WERE practicing medicine and NOT acting as a healthplan.

    This sounds like what some of the insurance companies are doing in some of these posts. Especially the last one.

    First of all, "addiction" is a judgment call. If you haven't been arrested and haven't told your doc "I'm an addict" how can they prove it? The quantities are laughable. I take so much more than that!

    Twenty or thirty a month? I would be totally bedridden and useless to my wife and child--more useless than I am now.

    So my advice is: find another doctor who really understands IC or chronic pain.

    A very helpful tip is Dr. Robert Moldwin's book on IC (look up by author name on Amazon, tho' I got mine at Border's). Get it and take it with you. Show the doc the section on treating chronic pain. Bring stuff from this website. Material from this website helped me to get Social Security disability.

    Arm yourself with info. It can convert an unsympathetic pain doc into a sympathetic one if you have documentation rather than just saying, "I'm in pain; need pills."

    In my case, since my iron clad, irrefutable diagnosis of IC (a "middle of the road, average case" was how my uro at the time put it) I've had little trouble getting narcotics. Dealing with some of the doctor's staffs and doctor's personalities (or lack thereof) has been a greater challenge.

    As for the poster who insurance company called her an "addict" if they put that in writing, that's actionable. If they have no proof and they have publicly called you an addict they have libelled you.

    Ask for your chart and read everything in it. If such letters calling you an addict exist, get copies and tell the insurance company that

    "I am considering filign a complaint against you for practicing medicine without a license. My decision will be heavily influenced by the presence or lack of interference in my treatment regimen."

    That way you've made no threats, blackmailed no one, you've just laid it on the line: Quit jerking me around or this is gonna be one helluva fight!

    I had to do this same thing with a savage jerk of a pain doc who actually threatened (and I would state this under oath) to write phony letters to Social Security to get my claim denied if I didn't pay for a "visit" that consisted of his calling me a liar and accusing me of attempting to defraud the government. Had there been a witness other than my three year old, I would have sued for slander.

    Don't take crap from people because they have an alphabet soup of letters behind their names.
    You have rights! Exercise them!

    Finally, the woman whose gyno no longer "deals with insurance companies." that's uttterly cruel. To take already sick patients, or heavily pregnant patients (esp. if complications exist) and make these sick people deal with the insurance nightmare when, for a few pennies per dollar, she can hire a professional service to do it for her.

    That's nothing more than greed and laziness in my opinion. If your a patient of this doctor, she's getting you to do her work. Find a doctor who cares about patients and not greedily grasping a few pennies off the backs of sick people.

    And you'd better find another gyno quick, 'cause this one is going out of business real quick with that kind of policy. I can understand not wishign to deal with certain companies, but blanketly refusing to do it? Greedy, greedy, greedy.

    Leave a comment:


  • kiffy313
    replied
    Wow,
    I am so sorry you are having such a time of it! I am getting so sick of the ins. companies, we pay for their services, and they work for us! Now, they just need to remember that!!! I would also probably pay out of pocket, as the generic is inexpensive, but I would also let the ins. company know about ic, and my feelings on it, and I would ask my Dr. to inform them of the details of ic...I hate to be rude, but I sometimes wish that those who judge and condemn when we are in pain and just trying to live would have some ic just for 1 hour, then they would understand!!! And I would not wish this ic on anyone! Take Care, and good luck to you,
    Kan

    Leave a comment:


  • Sue
    replied
    I agree with everyone here. So very sorry this has happened to you momw/ic ! It is not right at all. We do not need this kind of stress in are lives with ic too.

    Leave a comment:


  • Britgal
    replied
    I agree with the gals, I would pay out of pocket, but certainly let the insurance company know how I felt. Good luck and keep us posted, Iris. hi

    Leave a comment:


  • dminton
    replied
    That is very unfortunate! I think I would just pay out of pocket - find out how much it is. But in the meantime, definitely complain to the insurance co. and let your doc know how this is effecting you! So sorry that happened.

    Leave a comment:


  • Susan Butler
    replied
    WOW!!! Who is your insurance carrier?? I think your dr., needs to step in and explain about the disease you have. Just a thought. I hope it isn't BC/BS.
    Susan

    Leave a comment:


  • DanaW
    replied
    Yes. I agree. I would just pay for the prescription out of pocket and let your Uro. know that you need the usual 30 pills every 20 days. It is awful what these people do to us. The pain is bad enough and then to add the stress of pain meds.....it is a joke. And very sad. frown

    Leave a comment:


  • Teri
    replied
    I'd start off by reaming the insurance company....then, I'd pay out of pocket for the vicodin. It's an inexpensive drug and not worth your insurance company ruining your future over

    Leave a comment:


  • mjlabieniec
    replied
    You definately don't sound like an addict to me! lmao How dare they do that to you! How much is vicodin if you pay full price? Do it if it isn't going to send you into financial problems. I think it's worth it to not feel pain. Nobody understands the pain involved with IC and related disorders. It's one of the most disturbing, painful, and uncomfortable problems I've ever had. I'd take something else in a heartbeat, if it meant I would pee normally like everybody else for the rest of my life. How can they tell you what meds. to take? It's so annoying, isn't it? I"m sorry. Well, call your insurance company. See what you can do. If that doesn't work try buying them full price like you said. If that gets to be too much, then maybe something else will help with your pain. Hopefully the insurance won't take that away or put a ridiculous limit on how many you get of that, too. If I were you, I'd bother the insurance company about it for a while first. It's just not fair!!!!! Well, hang in there and good luck.
    kissing
    Melissa

    Leave a comment:


  • lotsofgirls
    replied
    I agree, the insurance company has no business determing how much pain meds you need.
    Cath

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  • ICNDonna
    replied
    You and your physician both need to lean on your insurance company. I get really angry when insurance companies try to practice medicine!

    Donna

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  • vm
    replied
    Have you contacted your insurance company about this? I wonder if they even have accurate information about IC and the pain that is involved for some patients.

    Leave a comment:

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