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  • #16
    I hope I did this correctly. It's an article in the Akron, Ohio newspaper that describes the obstacles that people in the US with preexisting medical conditions face when they try to get health insurance.

    http://nl.newsbank.com/nl-search/we/...AC0&p_docnum=1

    In case you can't open it, the article talks about insurance that is available for people with preexisting medical conditions who aren't insured through their jobs. It also describes Ohio's "open enrollment" for health insurance, when insurance companies doing business in Ohio must make health insurance available to any and all. As the article says, the companies must make it available, but not affordable. In some cases, people are quoted astronomical premiums, sometimes over $50,000 a year.

    I lost my job in May and I'm able to get COBRA coverage, which means I pay my former employer $570 a month to keep the insurance I had when I was still at my job. I can do this for 18 months, and then I'm on my own.

    Some Canadians complain about their health coverage, and many Americans are dead-set against any similar coverage in the US. I'd like to know why the coverage in the US is better than what Canadians have. Could someone answer that for me?

    Comment


    • #17
      @pingpong
      If you have a problem in Canada you may have to wait a long time for treatment. Read my earlier post. I have family up there and it is hard to get appointments anywhere. My MIL had to wait since Feb to get an appointment with the neurologist so she still doesn't have a diagnosis for her possible MS, therefore they aren't treating it. A lot of GPs and specialists are also not taking new patients. Therefore, if you don't like your doctor it doesn't matter because your stuck with them no matter sometimes. This is what has been happening with my GMIL, her doctor isn't doing a good job treating her but she can't see anyone else. The doctors aren't paid what they are in the US, therefore a lot of them leave the country to pursue jobs in the US or elsewhere. If you need an MRI where I live I can promise you would get one in one - two weeks. Probably shorter. I got one in one hour ordered by my orthopedic. We have MRI centers here they don't. Sometimes if you want an MRI sooner you have to go miles and miles away to bigger cities to get treatment. Not to mention some surgeries are only done in the big cities. Oh also in American if you go to the ER they have to treat you. Not so in other countries not really sure about Canada but I know New Zealand has very similar coverage and if you are from out of country you pay and pay big, they won't treat you unless you have a credit card limit that is available of other $25,000. I know this because a coworker of mine was over there and almost died from an infection because he couldn't get any treatment and he was doing some work for the New Zealand govt. In the US they can't deny treatment to anyone even if they can't pay.

      The situation you are in is tough. Hopefully you will find another job soon. Trust me on this I would rather pay and get treatment then to have it taken out of my taxes and I not get any. If that was the case to I believe that if I lived in Canada I would already be on disability because of just the number of doctors appointments I have to go to. My husband was born and raised there and he has said he never wants that system of health care again after he found out how fast and reliable the system was over here. Also, the system reminds me of the VA, visit one and see how it is.

      Comment


      • #18
        I also have relatives in Canada, since I'm originally from there, and when my sister broke her leg in Ontario (an hour from a decent-size hospital) she was in surgery within 4 hours. When my mother broke her hip in Akron, Ohio (6 miles from one of the largest hospitals in the state), she waited over 26 hours for surgery.

        It is true that hospitals in the US have to treat you in an emergency, but they also can take your assets to cover your bill. Oops - there goes your house! The number one reason for bankruptcy in the US is because of medical bills that are not covered by insurance or have out-of-pocket expenses that are unaffordable.

        Comment


        • #19
          Hi I have lived in Canada for ever, believe me if you live in Canada and show up at a hosptial you will get treated. If you live in one province and are on the med plan you are covered all over Canada. If you don't have coverage because you are from another country you pay. Yes our wait lists are long but if you urgently need care you get it, you just get bumped up the list, and if it is an emergency you go to the top of the list. Yes you may have to travel distances to cities to get care but that is where the hospitals are, also out towns are far apart so you may have to travel some distance. We do have private MRI clinics that if you want to pay for you can get in in a few days.There also is some private medical clinics that you can pay for and not wait. We all pay a small amount for the covergae each month, but it is based on your wages, if you can't pay the goverment will pay. Same goes for medications we pay to a certain amount based on wages after that the goverment pays. Yes we do have a shortage of Dr. but we are never told where we can go to see a Dr. or who. Because of the shortages specilist waits can be long.

          Got to go Mothergoose
          My are with you all. May you all find a way to peace and joy in your lives.

          Comment


          • #20
            That might be one case. The circumstances are often different depending on fractures and depending on if you want the best orthopedic surgeon operating on you or they doctor that is on call. Not saying that the on call guys aren't good you just don't get to choose, but I am so glad I wasn't operated on by the ones here at the University hospital near me. Instead I got to choose my orthopedic and he was much more knowledgeable at fixing my leg than they would have been because of the rare tear and fracture that I had. If the fracture to your sister was severe and required emergency surgery it is different than someone who has a case where it isn't an emergency. Also, you didn't mention what day or time either of them happened in, because that in and of itself can make a difference.

            Oh and not all hospitals will take your house. If you can't pay, a lot of them will just write it off at the end of the year in the US or will do a payment plan. If you talk to them as soon as you get your bill a lot of hospitals will accommodate. I have seen it happen even if you are middle class. Even if medical bills is statistically the number one reason it doesn't mean the data is correct. I believe miss handling of money is often the cause. There are too many times I see people that claim they can't afford insurance in brand new vehicles and fancy houses. People don't take responsibilities for their actions anymore. I am sure there are many people that probably can't afford it though. I am just saying some people put their priorities elsewhere and are in debt long before the medical problem that throws them overboard. If we went to the so called system up there then they would be paying more for their additional taxes than they would be paying for private insurance. Just remember just because a study or paper is written it doesn't mean they took accurate data. They might not even be looking at other causes. I know because the field of science and statistics are one of my areas of expertise.

            Oh, it was also obvious that you really didn't want any answers you just wanted to vent. Well go ahead and do it. All I have to say is even if a president is voted in that wants to change it, they still have to get it through Congress. And there is no way that Congress would be willing themselves to get rid of their coverage. Even if they had a majority it would more than likely get filibustered in the Senate, which requires a 3/5 vote to overturn the indefinite rant and start a vote.

            Comment


            • #21
              I know all systems have their benefits and problems and the US system needs some change. It looks like all systems need some change. Here is an article on the myths of single payer systems throughout the world my the NCPA. It might be interesting to some of you. "20 Myths About Single-Payer Health Insurance"

              Comment


              • #22
                hi cindylu (and fellow canadians!),

                i'm so curious to hear how your appt went with your new uro. i don't feel like my uro is super knowledgable about IC and would love to see a real specialist (if any are taking new clients). are you happy with your new uro and are they accepting new clients? and where are they? thanks!

                Comment


                • #23
                  hey i have my first appointment with Dr Sender Herschcorn (sp?) in a few weeks and I do not know what to expect...any good thoughts or bad thoughts on him? How does he run his office? (should i definately have something ready that i normally would not do for another doctor?)

                  i actually just moved to the city and i have never ever been to sunnybrook...is it hard to navigate? i get flustered easily and that can lead to a sudden flare.

                  any info would be helpful.

                  I hope everyone is doing well and is handling the heat well
                  University student of Art History and Archaeology, graduated April 2008


                  IC Began: January 2005
                  Diagnosed: June 2007

                  DMSO Treatments Summer of 2007 - Did nothing
                  Elmiron 3 times a day, begun September 2007. Went off September 2009
                  Doxepin at bedtime
                  Wellbutrin
                  Tramacet
                  Oxycodone when desperate
                  Currently doing Uracyst treamtments every week
                  My boyfriend's love and support also helps to heal me

                  Comment


                  • #24
                    I am also Canadian!! I recently found these boards a few weeks ago, and have only started to post.
                    DID NOT even know this part of the network was existing!!
                    I agree that not all posts are read and commented on....I do see that there are TONS of views on posts but no one responds.....don't know why.
                    I agree that places are clicky no matter where you go....even in cyberspace.
                    I do believe that it has lots to due with the new-ness of it all...being new to the boards, etc....getting to blend in is always a work in progress no matter where you go.
                    Does not matter to me....I am finding lots of answers to things on the boards as there is so much that has been discussed. IT has been of HUGE benifit!

                    I am also going alterntaive medicine with my IC and it seems that this is not the route of many. So I do find this a bit dissappointing, that there is not a lot of info on this...or enough talk about alternative ways and the successes, or struggles...etc.

                    Regardless this board has been very inspirational in its education of ic for me.

                    I hope this side of the boards become a bit more active!
                    That would be nice!

                    kind regards,
                    bluetou
                    ICN Member
                    Last edited by bluetou; 11-13-2008, 09:38 AM.

                    Comment


                    • #25
                      Hi Toronto

                      Hi guys,

                      Have been reading the Canadian boards eagerly and wanted to introduce myself.

                      I'm a 33 year old old TV scriptwriter, wife and mother of a beautiful 2 year old, recently diagnosed with IC. I suffer mostly from very intense pelvic pain.

                      I am wondering also about IC specialists in Toronto, as my urologist is 'unfamilar' with IC (though he put me on Elmiron.)

                      Any suggestions BEYOND appreciated. I am so stressed to find Dr. Carr is not taking new patients.

                      All the best, and hello!
                      Emily
                      Suspected IC since May 2009
                      Soft Diagnosis August 2009
                      Current Treatment:
                      IC Diet
                      Elmiron 3 x 100 mg per day
                      Elavil 1 x 25 mg per day

                      Comment


                      • #26
                        HI there Emily WELCOME. Sorry I am a bit late in my Canadian hello, I am from Nova Scotia. I am not sure if you found anyone for PFT, but I do know of an amazing lady who lives in the Ottawa area, her name is CAROLINE ALLEN.

                        http://www.pelvicsupport.com/

                        THE website is above. I have given her name to a few ladies, and some I remain very close to through private personal emails, and she has helped them tremendously.

                        I do hope all is well, and hope you are doing well.

                        Peace
                        Blue


                        Originally posted by Poppystock View Post
                        Hi guys,

                        Have been reading the Canadian boards eagerly and wanted to introduce myself.

                        I'm a 33 year old old TV scriptwriter, wife and mother of a beautiful 2 year old, recently diagnosed with IC. I suffer mostly from very intense pelvic pain.

                        I am wondering also about IC specialists in Toronto, as my urologist is 'unfamilar' with IC (though he put me on Elmiron.)

                        Any suggestions BEYOND appreciated. I am so stressed to find Dr. Carr is not taking new patients.

                        All the best, and hello!
                        Emily

                        Comment


                        • #27
                          hey fellow Canucks!

                          I have recently relocated to PEI from Halifax. My GP here believes that I have IC and has referred my to the island urologist. My appt is next JUNE! He knows that I am in pain and waiting this long is really a challenge. So, his office is calling all urologists in Nova Scotia and New Brunswick - trying to get me am earlier appt. They checked in yesterday and said that I might be able to get to one in Fredericton is about 3 months (sigh). In the interim, he is treating me with Elmiron and Atarax (he also gave me Elavil but I have not yet started it). Anyone know of urologists in eastern Canada that are seeing new patients? Any tips would be greatly appreciated.
                          Kim

                          Elmiron 100 mg 4xday
                          Atarax (during allergy season)
                          Started DMSO instills

                          IC, Fibro, IBS, Gerd, allergies...

                          Comment


                          • #28
                            HI there, i am sorry for your pain, and then the agony on top of it all, having to wait to get in to see a urologist. ((HUGS))
                            I saw Dr. Norman in Halifax, my appointment date was originally going to take me 3 months...but I called the office directly and explained my situation and the pain I was in, and I was able to get in within two weeks (I was placed on a cancellation list). Maybe you could try this route.

                            ((HUGS))
                            Peace
                            Blue


                            Originally posted by kjc View Post
                            I have recently relocated to PEI from Halifax. My GP here believes that I have IC and has referred my to the island urologist. My appt is next JUNE! He knows that I am in pain and waiting this long is really a challenge. So, his office is calling all urologists in Nova Scotia and New Brunswick - trying to get me am earlier appt. They checked in yesterday and said that I might be able to get to one in Fredericton is about 3 months (sigh). In the interim, he is treating me with Elmiron and Atarax (he also gave me Elavil but I have not yet started it). Anyone know of urologists in eastern Canada that are seeing new patients? Any tips would be greatly appreciated.

                            Comment


                            • #29
                              Thanks Blue...I'll try anything!
                              Kim

                              Elmiron 100 mg 4xday
                              Atarax (during allergy season)
                              Started DMSO instills

                              IC, Fibro, IBS, Gerd, allergies...

                              Comment


                              • #30
                                Good Luck, I hope you can get in sooner. ((HUGS))
                                Peace
                                Blue


                                Originally posted by kjc View Post
                                Thanks Blue...I'll try anything!

                                Comment

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