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  • #1

    worried

    I am student right now and my insurance is covered through his job. He is retiring in September and I graduate from college next year. Once he retires I will have no coverage. My mother was recently laid off from her job. I have to fill out 20 pages of information describing my disability for my local state insurance. I am worried that I will not qualify or that they will deny me. Does anyone have any suggestions, tips, or back up plans I could use?
    IC-diagnosed August 1998 with cystoscopy and hydro
    IBS-diagnosed in 1998 probably had for majority of my life
    Fibro-Diagnosed in 2010
    Other conditions: Depression, High Cholesterol (irony)

    Primary symptoms: PAIN, bloating, frequency, urgency, fatigue

    Current Meds: Elavil 10mg at bedtime, Toviaz 4mg at bedtime, Lyrica 3x a day

    Failed meds: Vesicare, Detrol LA, Celexa, Vioxx, Celebrex, Ditropan XL, Elmiron
    "In the middle of difficulty lies opportunity."
    Tags: None
  • #2
    :o hi, sorry to sound dumb but who is *he*? (ie: The person retiring) Is he your Dad or your husband...(?)
    Somewhere there's a reason /Why things go like they do /Somewhere there's a reason /Why some things just fall through /We don't always see them /For what they really are /But I know there's a reason /Just can't see it from this far /Maybe I don't like it, /But I have no choice /I know that somewhere, /Someone hears my voice / I thought I knew it all /I thought I had it made /How could it end this way? /I thought I knew Somewhere there's a reason /Why things don't go my way /Somewhere there's a reason /That I cannot explain /Just like the change of season, /Just may not be my turn /But I know there's a reason, /The lesson's mine to learn

    Comment

    • #3
      In most states I thought you only had to show proof you are still in school? But that's for regular coverage. I have no idea about someone retiring. I'm sure it'll be fine and you'll get the o.k. for the state's ins. Try not to worry cause that'll only make you sicker.
      Take care and maybe you'll get more posts.
      Jaime
      Tons of support,
      Jaime

      IC angel helping families in need for the holidays. [email protected]

      Comment

      • #4
        You probably already know this, but you could get COBRA for up to a year, I think, and that might buy you some time while you try to find other coverage.
        Kim

        Diagnosed August 2001

        Current IC meds: Elmiron (since 2001), Levaquin (one pill after intercourse to prevent UTIs), Effexor (for depression & anxiety)

        Past IC meds: Amitriptyline (Elavil), Hydroxyzine (Vistaril), Detrol LA, Lexapro (for depression & anxiety, but also helped my IC) (They all helped, but I was able to discontinue them.)

        I've been virtually symptom free and able to eat & drink whatever I'd like for about 8 years now.

        *****************************

        “We who lived in concentration camps can remember the men who walked through the huts comforting others, giving away their last piece of bread. They may have been few in number, but they offer sufficient proof that everything can be taken from a man but one thing: the last of the human freedoms -- to choose one's attitude in any given set of circumstances, to choose one's own way.” ~ Viktor Frankl

        “You cannot control what happens to you, but you can control your attitude toward what happens to you, and in that, you will be mastering change rather than allowing it to master you.” ~ Brian Tracy

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        • #5
          I was thinking, you may qualify for Social security benefits.
          Somewhere there's a reason /Why things go like they do /Somewhere there's a reason /Why some things just fall through /We don't always see them /For what they really are /But I know there's a reason /Just can't see it from this far /Maybe I don't like it, /But I have no choice /I know that somewhere, /Someone hears my voice / I thought I knew it all /I thought I had it made /How could it end this way? /I thought I knew Somewhere there's a reason /Why things don't go my way /Somewhere there's a reason /That I cannot explain /Just like the change of season, /Just may not be my turn /But I know there's a reason, /The lesson's mine to learn

          Comment

          • #6
            I don't means to sound negative, but Social Security will be harder to get since you have been able to go to school.
            Liz

            Comment

            • #7
              Sorry I should have clarified. When my dad retired, and I also was an adult student I got SS benfits because HE retired. I also did NOT have IC at the time. Because I was his daughter, it was money to "take care" of me.
              Somewhere there's a reason /Why things go like they do /Somewhere there's a reason /Why some things just fall through /We don't always see them /For what they really are /But I know there's a reason /Just can't see it from this far /Maybe I don't like it, /But I have no choice /I know that somewhere, /Someone hears my voice / I thought I knew it all /I thought I had it made /How could it end this way? /I thought I knew Somewhere there's a reason /Why things don't go my way /Somewhere there's a reason /That I cannot explain /Just like the change of season, /Just may not be my turn /But I know there's a reason, /The lesson's mine to learn

              Comment

              • #8
                I asked around and that no longer exist. You can only collect until you are 18 years old. The government what a wonderful world.
                IC-diagnosed August 1998 with cystoscopy and hydro
                IBS-diagnosed in 1998 probably had for majority of my life
                Fibro-Diagnosed in 2010
                Other conditions: Depression, High Cholesterol (irony)

                Primary symptoms: PAIN, bloating, frequency, urgency, fatigue

                Current Meds: Elavil 10mg at bedtime, Toviaz 4mg at bedtime, Lyrica 3x a day

                Failed meds: Vesicare, Detrol LA, Celexa, Vioxx, Celebrex, Ditropan XL, Elmiron
                "In the middle of difficulty lies opportunity."

                Comment

                • #9
                  If you are a student you should be able to get some kind of coverage under Dads plan or insurance through the school. How about cobra? Have you pushed the issue though? have you tried Social Security? I know that you can work so many hours and still recive Social Security. You don't have to be fully disabled to get it. It may take a few times to get it. I need to try to get it again in a few months if I am not better. I like working, it is good for me.I am working 34 hours a week,full time. Hang in there. There is hope. Will be praying for you. Let us know how you make out Grinch.
                  Hang in there , There is hope.
                  There is hope. Prayer works.

                  Love, Debbie

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