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I need some help with an insurance question

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  • I need some help with an insurance question

    I'm thinking about changing jobs, but I worry about not being covered under my new insurance. I think I remember that there is a new law that if you are covered under your insurance for a condition and you swith to another carrier, as long as there was no break in the coverage (so I would need to do the COBRA thing until my new coverage started) that my pre-existing condition will be covered.

    Anyone have any insite on this?
    Currently taking Elmiron 3 times a day, Ditropan XL 10 mg, 1 time a day, Elavil 10 mg, 1 time a day.

    I also use a vaginal cream once a week and I follow an IC diet and use Prelief.

  • #2
    Group policies nearly always cover pre-existing conditions. Some have a waiting period of several months so I suggest you go for the COBRA until you know for sure that you are covered.

    Stay safe

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    • #3
      I suggest that you contact your state government about the state policy. Here in Massachusetts, group policies have to cover pre-existing conditions as long as there hasn't been a lapse in coverage.



      • #4
        As long as you do COBRA you are covered.